If you were involved in a motor vehicle accident after April 1, 2019, British Columbia’s no-fault insurance system applies to your claim. As of May 1, 2021, the system transitioned to the Enhanced Care model, which provides accident benefits regardless of fault and generally removes the right to sue the at-fault driver for damages.

Under ICBC’s no-fault insurance system, you cannot sue a defendant driver except in very limited circumstances. These exceptions include situations where the at-fault driver is criminally charged and convicted of a Criminal Code offense (such as impaired driving), or where the accident involves certain non-standard motor vehicles as defined by legislation.

The aforementioned is not intended for the purposes of legal advice, but rather for general information with respect to your claim. If you still wish to proceed with assistance in dealing with issues with ICBC, please complete the form.